Worthright looks deeper and gets creative about what options a family has.
We use bank-level encryption technology to ensure your information is safe.
We will never share your information without your express permission. Nothing impacts your credit score without you knowing.
We’ll provide options that you’re pre-qualified for in a matter of hours. Nothing requires commitment.
Nothing Worthright does has any impact on a family's credit. Depending on what a family would like to consider, we may conduct a soft inquiry; however, will never do so without the express permission of a family.
That depends - for most options we simply need a name, address and date of birth. However, we work directly with the Department of Veteran's Affairs, as well as various Insurance Companies and may require more information under certain circumstances.
Access $5,000 to $100,000 within a matter of days.
A personal loan is a fast and simple way to access money in the short term to cover transition expenses or provide the cash needed while a home equity or insurance transaction is in process.
Worthright works with you to qualify for a loan and can share results in as little as one day
Worthright leverages a network of national lending partners and never charges a fee to apply
Worthright can secure funding and help process your loan in as little as a few days.
Access up to 80% of the equity in your home.
Real estate is typically a family’s largest asset, though many don’t let it work for them.
While selling a home is one option, there are many more that allow you to access the equity in your while you or a loved one still lives in it.
Equity is calculated by subtracting the outstanding mortgage balance from the property’s value. The difference is the equity owned in the home. Most lenders allow the borrower to access up to 80% of that equity.
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity line of credit and repay all or some of it monthly, somewhat like a credit card.
Cash out refinancing is when you refinance your existing loan with a new mortgage that has a higher balance. The difference between the two loans is distributed to you as cash.
A reverse mortgage is a type of loan where the lender pays the borrower each month. The loan does not have to be repaid until the house is sold or vacated, though it can be repaid through regular payments.
A home equity loan can provide you with cash in the form of a lump-sum payment that you pay back at a fixed interest rate.
Renting a home can be a great way to generate income from the home without selling it. There are many options to generate rental income without the hassle of being a landlord.
Access up to 50% of the face value of your life insurance policy.
Life Insurance is an under-utilized tool for those who own it. There are many ways to use a life insurance policy to your benefit, rather than surrendering it to the insurance company or simply waiting for someone to pass.
A common misconception is that the only value in the policy is the “cash value”. Everything Worthright calculates is based on the Face Value, or “total benefit” of a policy, giving owners access to a lot more money.
By refinancing the policy, a policy holder is able to retain a portion of the policy, is no longer required to make premium payments, and receives a lump-sum payout immediately.
Sometimes called a “life settlement”; a policy owner can convert the policy into a lump-sum payout.
Similar to a life settlement; a policy owner can convert the value of the policy into a stream of income, paid to them monthly.
Generate up to $3,000 per month in federal benefits.
The Department of Veterans Affairs (aka: The VA) provides a pension to veterans, with additional benefits to help pay for senior care. They provide this benefit to the veteran, and often a surviving spouse.
Long-term care insurance is a powerful, but complex tool.
Understanding a policy and filing claims can be extremely overwhelming leading to mistakes in filing and sometimes a loss of coverage.